Plan for sustainability

first_imgFive steps to help small CUs succeedby: Mike SchenkWe recently posted a fresh economic and credit union forecast on our new Web page. Although this outlook isn’t much different from last quarter’s, one defining characteristic demands attention: the disconnect between large and small credit unions.Smaller credit unions continue to report operational challenges while most of their larger counterparts seem to have fully recovered from the Great Recession. As we enter the strategic planning season, we should ask, how can credit unions both large and small increase the likelihood of success and sustainability?I recently posed that question to members of CUNA’s Small Credit Union Committee and to state credit union leagues. While opinions differ, one thing is abundantly clear: there are no silver bullets. Hard work and an ability and willingness to change are common refrains.Beyond this, I’ve identified five main themes:1. Focus your missionIf you’re surrounded by other financial institutions trying to serve the same market, you’ve become a commodity. Identify and seek out consumers that other institutions aren’t serving—or aren’t serving well.Be a problem-solver, not an order-taker: What are your member’s problems and how can you help? Realize that differentiating on price exclusively can be a losing proposition, particularly for the small shop with relatively high expenses. continue reading » 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Read More →

Pumaren: Ahanmisi ‘too nice’ and ‘needs to be selfish like Ritualo’

first_imgPhivolcs records 2 ‘discrete weak ash explosions’ at Taal Volcano Don’t miss out on the latest news and information. Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew Pumaren believes Ahanmisi could be something more and not just be limited to being knock-down shooter, the moment he assumes the role of being the team’s go-to guy.Ahanmisi has the numbers to back him up, averaging 12.7 points on a 35 percent shooting from three, to go with 2.3 rebounds and 1.7 assists, emerging as one of the Falcons’ top guys this past UAAP Season 80.FEATURED STORIESSPORTSGinebra beats Meralco again to capture PBA Governors’ Cup titleSPORTSTim Cone, Ginebra set their sights on elusive All-Filipino crownSPORTSAfter winning title, time for LA Tenorio to give back to Batangas folkBut Pumaren wants more.“He needs to be aggressive. He needs to be a little more selfish. He can drive to the basket and ask for ball, but he’s too nice that he wants to share the ball to his teammates,” said Pumaren, going to as far as giving Ahanmisi someone to emulate. For the complete collegiate sports coverage including scores, schedules and stories, visit Inquirer Varsity. It’s too early to present Duterte’s ‘legacy’ – Lacson Sea turtle trapped in net freed in Legazpi City GALLERY: Barangay Ginebra back as PBA Governors’ Cup kings UK plans Brexit celebrations but warns businesses may suffer Photo by Tristan Tamayo/ INQUIRER.netFor Akari-Adamson coach Franz Pumaren, a little more selfishness from Jerrick Ahanmisi won’t hurt, especially that the Fil-Nigerian guard will now be given the keys to lead the Falcons from this point on.“That’s what I’m trying to say to him, that he needs to be more assertive. He’s too nice,” the veteran bench tactician said.ADVERTISEMENT Carpio hits red carpet treatment for China Coast Guard PLAY LIST 02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award LATEST STORIES Jiro Manio arrested for stabbing man in Marikina Phivolcs records 2 ‘discrete weak ash explosions’ at Taal Volcano MOST READ “He needs to be selfish like Renren,” he said, referring to former La Salle star and now Adamson assistant coach Renren Ritualo. “He needs to watch videos of how selfish Renren was.”Though Pumaren’s comments could be seen as a little comical, Ahanmisi heard his coach’s message loud and clear as he slowly accepts the responsibilities of being Akari-Adamson’s undisputed leader.“I just got to embrace it,” he said. “I just got to listen to what he says. Coach knows what’s better for me and I just got to take what he says and do it on and off the court.”Ahanmisi channeled his inner Ritualo and gave Pumaren a glimpse of what he can do as the first option.He caught fire from downtown, hitting 7-of-8 from three to finish with 26 points on top of four assists, and three rebounds in the Falcons’ 100-89 victory over AMA Online Education in the 2018 PBA D-League Aspirants’ Cup on Monday.ADVERTISEMENT But it’s not just in this game against the Titans that Ahanmisi has been able to show his mettle. He has been a consistent force for Akari-Adamson, netting 16.9 points, 4.0 rebounds, 3.6 assists, and 1.0 steal for the conference.Ahanmisi, the younger brother of Rain or Shine guard Maverick in the PBA, knows that the spotlight will be a little brighter in this buildup as he will be counted on to carry the mantle for the Falcons, whether he’s ready or not.“I just got to adjust to it. Rob (Manalang) is gone but I’ll try to lead the team to the right direction and help the young guys adjust to coach Franz’ system,” he said. “Our team is young. We got some new guys coming in, but we got some vets also. We just got to mold and learn from each other. And personally, whatever coach Franz needs me to do, I’ll do it as best as I can.” Sports Related Videospowered by AdSparcRead Next Steam emission over Taal’s main crater ‘steady’ for past 24 hours Barkley, Griffin shone but Brown didn’t at NFL combine View commentslast_img read more

Read More →

GOLF NEWS: LETTERKENNY LADIES CLUB NOTES

first_imgWell done Bridie Gildea and Kay Kelly for winning the Daily Mail competition on Saturday. The winning ladies go forward to represent Letterkenny in this competition which has always been popular with our club members. The draw for the first round will take place in early February when Kay and Bridie will find out which club they meet. Good luck to you both.Weather permitting, the annual Drive-In will take place on Sunday 3rd February when Lady Captain Sandra, Mr. Captain Henry and Mr. President Barry will take their first official drives of their year in office and will launch us into our Centenary golfing season. Entries and draw will take place at 10am while you enjoy refreshments (supplied by the lovely ladies) and the drive-in will commence at 11am. Even if you are not playing because you can’t, you don’t or because you think you shouldn’t (its for everyone – so don’t think that!) – come along and support. Entry fee for the golf competition includes a plate of food in the bar afterwards so come and enjoy.Don’t forget that annual subscriptions are now due and that all members who supplied an email address will have received their bills by this method of distribution. Please contact Dermot Condon should you have any queries regarding subscriptions and don’t forget that there is a free draw for those members who have signed up before the end of January – you could win your 2014 subscription. The popular Bingo afternoon is organised for Sunday 24th February so keep that date free. Quack, quack.Used mobile phones are still needed to get us to the magic number of 250 so that we can get a defibrillator for the club so if you have any lying around, please leave them into the collection box in the front hall.And the really good news is that your diligent ladies PRO won the Irish Cancer Society’s hamper in the pro shop – yum, yum!!Don’t forget the book club, the Friday night quiz and Wednesday night cards – we are a very active club…..   GOLF NEWS: LETTERKENNY LADIES CLUB NOTES was last modified: January 28th, 2013 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:Letterkenny Ladies Golf Club noteslast_img read more

Read More →